Recently I have been trying a variety of different savings applications to see the different types of apps and what their strengths and weaknesses are. Right now the application I am using is called Long Game Savings. According to their website, over half of Americans play the lottery and 40% of Americans have no savings, so they created an application to combine both to help Americans save more money.
The only negative I have currently found is the interest rate compared to other savings account. The rate is only 0.1% interest. But when they combined the concept of being able to win money is intriguing.
There are 2 types of currency with this app, the first being real money that you transfer in from your checking account and the other currency being coins. Currently the app is free to use and you use the coin currency to try to win money. You gain coins by saving money and can win up to a million dollars.